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Prepaid Funeral Plans

What is a Prepaid Funeral Plan?

A funeral plan can save your family members time, worry and expense, which will help make things easier at an emotionally distressing time. Prepaid funeral plans are a way of paying for your funeral in advance at today's prices. It is not an investment plan therefore, there is no cash in value, you are effectively covering the cost of a funeral service in advance rather than seeking to earn a return on your investment.

Lasting powers of attorney

The Benefits of Taking Out a Funeral Plan

The main benefit of a funeral plan is the cost! None of us knows how much our own funeral will cost when our turn comes. However, what we do know is that the prices are rising significantly around £200 - £300 per year so being able to fix the cost at today's prices is a great benefit. By taking out a plan now you have the reassurance of not putting a financial burden on your family at a difficult time. Another great reason to take out a pre-paid funeral plan is choice! You can plan your wishes in advance making sure you receive the funeral you want and not a service that someone else decides for you.

How Do They Work?

You can either pay in full or in instalments over a number of years, usually 1-10 years to the plan provider who invests the money in an independent trust fund with independent trustees. or you can take out a fixed monthly payment funeral plan, these are an insurance backed policy which is then used to pay for the funeral whenever it may be.

What is Included in Plan?

There are funeral plans to fit all budgets and requirements. Funeral plans should include all funeral directors cost including:

Third-party fees

Please note: if you require a burial then you must purchase your own plot from the local authority.

Wills and Trust Protection Kent are authorised intermediaries for Golden Leaves and SWW - CoOp, two of the UK's leading funeral plan providers.

What Do We Know About Funeral Plans?

We have over 10 years of experience working in the Funeral Services sector. Stephen worked for one of the UK's leading prepaid funeral planning providers as a funeral planning consultant for a number of years. To understand the business better he trained as a funeral celebrant and is now registered with the National Federation of Funeral Directors, who endorse the Fair Price Charter. We understand the high costs involved in preparing a funeral and that people find it difficult to get the best deal as they feel embarrassed to ask. With our industry advice and partners, we can help you find the best plan that meets all of your requirements at the best possible price.

If you would like further advice on funeral plans, contact us on 08006 226 871